Average Retirement Income in America: What Retirees Actually Earn in 2026 How much do retired Americans really live on? In this video, we break down the latest data on average retirement income in the United States, including income by age group, income by state, Social Security benefits, 401(k) balances, pension coverage, and how retirees are actually funding their lives after work. Timestamps: 0:00 The retirement income gap no one talks about 0:50 Median vs. mean retirement income explained 1:40 How retirement income drops as you age 2:27 Social Security benefits in 2026 3:09 401(k) balances and the 4% rule 3:56 Pensions 4:24 Retirees who keep working 4:46 Retirement income by state 5:19 How much income you actually need to retire 6:35 What separates confident retirees from anxious ones 7:47 The retirement crisis in numbers Legal Disclaimer: The content in this video is for informational and educational purposes only. It does not constitute financial, investment, tax, or legal advice. Frankie Finance is not a licensed financial advisor, tax professional, or fiduciary. Always consult with a qualified financial professional before making any financial decisions. Individual circumstances vary, and past performance or statistical data referenced does not guarantee future results. Frankie Finance is not responsible for any actions taken based on the information presented in this video. 💬 Creator’s Note: Each video on this channel takes a lot of time to write, narrate, and animate with care. Yes, I use AI tools to help with voiceovers and visuals, but every message, script, and idea is crafted with intention and love, so you can understand money clearly and feel empowered to change your life. Thank you for being part of this project. 💙 #retirementplanning #personalfinance #financialeducation