Our full analysis of all the ISAs on offer can be found in our best buy tables: https://becleverwithyourcash.com/isas/?utm_source=Organic_Youtube&utm_medium=social&utm_campaign=Banking_savings&utm_content=January2026_link_in_YT_description With all the changes on the way, is an ISA the best place for your cash savings?. Find out how to decide if you need an ISA in 2026 W A T C H N E X T What house can you afford? https://youtu.be/1mIqn-9z1Wo #savings #isa #investing TIME STAMPS 00:00 Do you need an ISA in 2026? 01:15 ISAs and tax free savings 06:34 Stocks & Shares ISA vs Cash ISA 10:26 What will change in 2027 14:07 Make the most off the current allowance MORE S U B S C R I B E https://www.youtube.com/channel/UC_T7G3RjQe7ghD0ikr4reuw?sub_confirmation=1 N E W S L E T T E R - https://becleverwithyourcash.com/newsletter/ (You'll also get a free Quidco bonus for signing up) T W I T T E R - https://twitter.com/BeCleverCash I N S T A G R A M - https://instagram.com/BeCleverWithYourCash F A C E B O O K C O M M U N I T Y - https://www.facebook.com/groups/2661970707423383/ W E B S I T E - https://becleverwithyourcash.com A B O U T US Be Clever With Your Cash is hosted by founder and Editor-in-chief, Andy Webb and Deputy Editor and money journalist, Amelia Murray. But behind the scenes all our content is brought to you by the team of money geeks that produce our award winning money site, becleverwithyourcash.com. We share the latest updates from the world of personal finance and help you to navigate the everyday money challenges we all face. Discover even more ways to make the most of your money at becleverwithyourcash.com DISCLAIMER Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming.