Many people think Roth IRAs and Roth TSPs are the only way to grow money tax-free. But there’s another account that can actually be even more tax-efficient. Health Savings Accounts (HSAs) offer a triple tax advantage: • Tax deduction when you contribute • Tax-free growth • Tax-free withdrawals for medical expenses And that’s just one of several tax-efficient strategies that can help federal employees build retirement income. Subscribe for more insights on: • TSP strategies • Federal retirement planning • Tax strategies for retirement • FERS benefits